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Liberty Mutual Insurance
By Kenvin Patrick
Life is very uncertain it does not go as we plan it. There may arise very disastrous situations where there will be destruction of life and property. Such incidents like earthquakes, landslides, accidents will bring a shock to the people who are affected by it. Such unforeseen incidents are out of our control and there is nothing we can do about it except take some precautionary measures. One such measure is to get an insurance.
There are many kinds of insurance like life, health, auto, business etc. Whenever such disastrous incidents occur the individual who has a policy can claim for the losses and the concerned company will bear the losses. However a policy holder is required to pay a premium on a monthly basis to be able to avail the cover. There are many companies today that offer different kind of insurances and one of the best is Liberty Mutual Insurance. Companies like these operate as some form of cooperative and are ideal for organizations.
This mutual insurance offer policies at very affordable premium rates. Before getting an insurance it is important to carefully understand what best suites you and get advise on the best policy that matches your budget. Liberty mutual insurance is best suited for people with fixed budget incomes.
There are many insurance companies that will tell you at the last moment that your insurance does not cover the present circumstances and you may be in for a shock. So it is very good to consult a good insurance agent and inquire about the coverage they offer. Liberty mutual insurance company is very fast in processing the insurance claims and do not keep the insurance holders waiting. There are insurance executives for every customer and they get individual attention.
The expert professionals in liberty mutual insurance will clearly give you details regarding the various insurances and what they cover. Liberty mutual insurance company plan to extend their services in many countries across the globe. The annual reports suggest that Liberty mutual has made 25% percent more profits than the previous year and this is a clear indication that the company is very potential and the investors need not have to bother about their investments. They can expect good returns and instant recovery from the losses without having to run around for the formalities.
liberty mutual insurance [http://www.doudinsurance.com/liberty_mutual_insurance.html]
Article Source: https://EzineArticles.com/expert/Kenvin_Patrick/625955
http://EzineArticles.com/?Liberty-Mutual-Insurance&id=4243597
By Kenvin Patrick
Life is very uncertain it does not go as we plan it. There may arise very disastrous situations where there will be destruction of life and property. Such incidents like earthquakes, landslides, accidents will bring a shock to the people who are affected by it. Such unforeseen incidents are out of our control and there is nothing we can do about it except take some precautionary measures. One such measure is to get an insurance.
There are many kinds of insurance like life, health, auto, business etc. Whenever such disastrous incidents occur the individual who has a policy can claim for the losses and the concerned company will bear the losses. However a policy holder is required to pay a premium on a monthly basis to be able to avail the cover. There are many companies today that offer different kind of insurances and one of the best is Liberty Mutual Insurance. Companies like these operate as some form of cooperative and are ideal for organizations.
This mutual insurance offer policies at very affordable premium rates. Before getting an insurance it is important to carefully understand what best suites you and get advise on the best policy that matches your budget. Liberty mutual insurance is best suited for people with fixed budget incomes.
There are many insurance companies that will tell you at the last moment that your insurance does not cover the present circumstances and you may be in for a shock. So it is very good to consult a good insurance agent and inquire about the coverage they offer. Liberty mutual insurance company is very fast in processing the insurance claims and do not keep the insurance holders waiting. There are insurance executives for every customer and they get individual attention.
The expert professionals in liberty mutual insurance will clearly give you details regarding the various insurances and what they cover. Liberty mutual insurance company plan to extend their services in many countries across the globe. The annual reports suggest that Liberty mutual has made 25% percent more profits than the previous year and this is a clear indication that the company is very potential and the investors need not have to bother about their investments. They can expect good returns and instant recovery from the losses without having to run around for the formalities.
liberty mutual insurance [http://www.doudinsurance.com/liberty_mutual_insurance.html]
Article Source: https://EzineArticles.com/expert/Kenvin_Patrick/625955
http://EzineArticles.com/?Liberty-Mutual-Insurance&id=4243597
By James J. Robinson
Liberty Mutual Auto Insurance Company is a solid choice for anyone searching for auto insurance. Read this Liberty Mutual Auto Insurance Company review to get a better understanding of who Liberty Mutual is and then decide if they may be a good choice to meet your car insurance needs.
Automobiles are becoming more and more common in the United States and with them the number of companies that are willing to insure them are on the rise. With so many costumers in the market there is no reason for automobile insurance companies to slow down, and experts are predicting a steady rise in the number of customers in the market in the next years. With the high diversity of customers in the market it is impossible for an automobile insurance company to gain all of the customers, and it is for this reason that there are many big name insurance companies instead of just one. One of the most famous insurers in the United States is one by the name of Liberty Mutual.
Liberty Mutual was founded in July 12, 1912 when the Massachusetts State Legislature passed a law requiring companies to protect their employers with employee compensation insurance. The company quickly gained fame and they launched its first advertising campaign five years later in 1917. The company spread out so fast that in the year 1937 they had expanded through the 48 states and in year 1972 they passed the $2 billion mark in premiums. Nowadays they have expanded all through out the United States (servicing 42 states) and in other countries of the world. They also rank 95 on the Fortune 500 list of largest corporations in the United States based on 2006 revenues, they have an estimated $85.5 billion assets and employ more than 40,000 people I an estimated 900 offices around the world. Other than automobile insurance, the company offers homeowners insurance, workers compensation, commercial multiple peril, general liability, fire insurance and group disability.
Liberty Mutual offers basically one policy which is called "Liberty Guard Auto Insurance". This insurance plan covers everything from liability, comprehensive, collision and theft; and they offer other extra services in case you want to add anything else. The liability coverage in this policy pays the damages caused by an accident up to policy limits and prevents you from being sued in case that the accident is your fault. The medical payments coverage are mandatory in some states, but for the most part they are optional. They cover you after an accident and allow you to go see a doctor if injury occurs. Last but not least the comprehensive and collision part of your policy prevents you from a loss by covering the repairs your vehicle needs after an accident or if it's caused by fire, flood, etc. For a little bit more money you will be able to add towing and labor coverage in case you need it at any time.
Liberty Mutual is also well known for their discounts and the money saving options that they give their members. Like all the other automobile insurance companies, their discounts vary by state and what some members might find as money saving options in one state, can literary be non-existing to others in another state. Some of the discounts offers by Liberty Mutual Automobile Insurance Company include but are not limited to Accident Prevention Course, Anti-Lock Brakes, Anti-Theft Devices, Mature Driver, Good Student, Multi-Car Policy and Driver Training Discount. Apart from these discounts, the company allows the potential customer to know some of the basic money saving tips given to every single one of their members. Some of the advice given by Liberty Mutual is to make safety a primary concern when buying your next vehicle. This is important because a car with more safety features will get a lower rate because it will protect its diver better, not to mention that if it has more safety features is usually less to repair.
Other advice given includes to consider a high deductible when its time to decide on a auto insurance plan. A higher deductible is good if you can afford to have it because it will give you lower monthly premiums. However it is important to know that in the case of an accident you will have a higher degree of economic responsibility if your deductible is high. Last but not least, Liberty Mutual tells their drivers and any other people that are looking into getting automobile insurance with them to maintain a good driving record. The less infractions a person has on their driving record, the lower your premium will be and Liberty Mutual awards these drivers with the best rates.
One last thing worth talking about with Liberty Mutual is their additional Personal Liability Protection (PIP) coverage. Liberty Mutual decided to establish this plan simply to allow their customers to protect themselves against potential cases in which they can be sued for millions of dollars. This coverage broads the range of personal injury coverage, protects a member for liability coverage caused by an accident, defends a member against claims and lawsuits and it pays for your defense anywhere in the world.
Liberty Mutual is a great insurance company for anyone that is looking for low-cost and great service. They are given an A rating by A.M. Best due to their excellent customer service satisfaction and financial ratings; and they continue to grow excessively. With their different rates based on type of coverage, deductible and discounts; Liberty Mutual is a great choice for anyone looking for a company with great financial stability and national (as well as global) presence.
Of course, Liberty Mutual is a good company but no one company is the right choice for everyone so be sure and compare quotes from top auto insurance companies side by side. Get started finding the best car insurance rates now!
Article Source: https://EzineArticles.com/expert/James_J._Robinson/225659
http://EzineArticles.com/?Liberty-Mutual-Auto-Insurance-Company-Review&id=1289258
By Tom Lustina
Liberty Mutual auto insurance formed in 1912 as the Massachusetts Employees' Insurance Association (MEIA). In response to the Massachusetts Legislature passing a law requiring companies to invest in worker's compensation insurance, the organization formed its first policy in 1917.
Since then, the company changed their name and grew into a major corporation that is owned by policyholders, instead of stockholders. It holds the title as the sixth largest property and casualty insurer in the nation, based on 2005 direct written premium and is a Fortune 100 company, based on 2005 revenue. With $85.5 billion of consolidated assets, the company has over 39,000 employees and can be located throughout the United States and internationally in 14 countries across five continents. It is headquartered in Boston, Mass.
As a multi-lined insurance company, they strive to give consumers and policyholders the following:
- Competitively-low prices
- Excellent service and products
- Dignity and respect
- Integrity
This drive is the reason why the company was given an 'A' rating from A.M. Best and a J.D. Power award for its call service.
Policyholders can find affordable, competitive quotes and live a safe and secured life by selecting one of the following lines:
- LibertyGuard
- Personal liability protection
They provide coverage according to state minimum requirements for drivers to operate a vehicle.
The company sells other insurance products, such as:
- Homeowners
- Business
- Life
- Workers compensation
- Commercial automobile
- Assumed reinsurance
- Personal liability
- Others
An agent can help consumers with choosing the right policy for their finances. Claims can be made 24 hours a day.
InsuranceAgents.com provides consumers with immediate access to car insurance quotes, articles, and comparisons.
Article Source: https://EzineArticles.com/expert/Tom_Lustina/91726
http://EzineArticles.com/?Liberty-Mutual-Auto-Insurance-History-and-Coverage&id=1856612
By Roberts Henrys
From their local customer support to their main customer support sites, representatives at Liberty Mutual work hard to ensure the policy is tailored to your needs, and offers many discounts and incentives. Time is always taken to make sure that your policy is up to date and accurate, and that all the perks you are entitled to, such as multi car discounts, multi policy discounts, and driving record credits are applied in a timely fashion. In addition, Liberty Mutual goes above and beyond by looking beyond the standard reductions, and go so far as to offer discounts for various magazine subscriptions, memberships, employment, financial institutions, and much more.
In the past, I've have dealt with rather discourteous representatives at other insurance companies who never really seemed to give me the time of day. After one phone call, I'd have a migraine and wonder why I kept with them. About 4 years ago, I decided that I had had enough and asked family members who they preferred. I was baffled to learn that I was unaware that nearly two thirds of my family had Liberty Mutual. I immediately started researching my options. I have never been happier with an insurance company. Their representatives are never anything but polite, courteous, and pleasant to converse with.
When buying a new car or starting a new lease, Liberty Mutual is there every step of the way to assist. I recently had the opportunity to do both in the span of six months, and both transactions were processed more smoothly than any other time I had bought a vehicle. I was referred to my local office which was conveniently located less than 15 minutes from my home. At the time, I was finalizing a divorce and working on my name change. My representative assisted me every step of the way to make sure the right last name was reflected on all of my policies.
At the time that I leased my most current vehicle, I went through the list of magazines and banks I was affiliated with to make sure I was receiving the lowest rate possible. Approximately a month later, I was rewarded by Liberty Mutual for having a membership to the local wholesale warehouse. By having this membership, I saved an additional $10 off of my auto policy per month, which in this economy is quite a bit.
Everyone dreads having or being involved in an accident. I myself am no exception. Shortly after associating myself with Liberty Mutual, one of my vehicles was involved in a minor accident where it was rear ended by an elderly woman. The bumper of the vehicle was crushed and needed replacing. Not once between the time of the accident and picking up the car after the repair work was completed did I have a worry as Liberty Mutual took care of everything for me, including setting up car rentals.
Liberty Mutual also takes the time to keep busy clients such as myself informed on the latest automobile law changes, and always sends at the very least a quarterly magazine out with helpful hints and tips for keeping your vehicle sound and safe. I rely heavily on them to keep me informed on the local law and insurance changes that are taking place.
To learn more about saving money on your auto insurance visit the free auto insurance quotes [http://www.freeautoinsurancequote.net/] page for more information and how to get a quick quote.
Article Source: https://EzineArticles.com/expert/Roberts_Henrys/341793
http://EzineArticles.com/?Liberty-Mutual&id=2761745
